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Retirement spending surprises

Recent research casts a new light on the spending habits of retirees, with expenditure increasing year-on-year between the ages of 62 and 80, contrary to popular opinion. Do you need to review your retirement plans for this new reality?

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Auto-enrolment: an unusual success story

The success of automatic pension enrolment was recently underlined by new data from the ONS, but if you’re self-employed or only making minimum contributions, you may need to review your retirement planning.

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The patchwork effect of rising inflation

Despite a sharp CPI rise in 2021, personal experiences are not all created equal, so it’s important that your financial and retirement plans always take account of inflation. Have you considered CPI in your future?

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England’s social care cost cap

The government has revealed more information on how the £86,000 social care cost cap will work in practice, which is less generous than expected. Have you factored the cost of care in your retirement plans?

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The pension annual allowance trap

HMRC figures show that the pension annual allowance continues to help fill its depleted coffers but to the detriment of the taxpayer. How are your contribution levels looking?

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