Inflation: getting real about returns
With inflation edging ever closer to double digits, the way you think about investment returns may need to change – and that means accepting some risk.
Inflation
12% interest on student loans? Not so simple
Rising inflation, a high Retail Prices Index and delayed interest caps could see rising interest levels for student loans. What will it mean for student debt in your family?
Looking after your pennies
With inflation at record highs and outstripping wage growth, make sure you are not wasting your money. Here are some ways to help keep your money where it belongs.
2022: an unexpected first quarter
With rising inflation and Russia’s recent invasion of Ukraine, it would be surprising if stock markets had carried on posting fresh gains in the first quarter of 2022, but while most registered modest falls, all markets ended in the black.
The price of surging inflation
As the UK’s inflation surges to 30-year high, double-digit price increases could be on the horizon. How will your cash and investments fare?
Repayment of student loans: another freeze… and worse
The government has announced new changes to the student loan repayment threshold and repayment period, a move that will see more loans paid off in full. What will it mean for student debt in your family?
The patchwork effect of rising inflation
Despite a sharp CPI rise in 2021, personal experiences are not all created equal, so it’s important that your financial and retirement plans always take account of inflation. Have you considered CPI in your future?
2021 investment wrap-up
Despite poor UK stocks and fixed-interest performance in 2021, most share-based funds produced solid returns during the year, but diversification, inflation and interest rates must stay on investors’ radars.
Lessons from rising inflation and interest rates
As 2021 drew to a close, inflation finally forced the Bank of England’s hand with interest rates set to peak in April – but what does that mean for your savings, spending and insurance?
Are you holding too much cash?
The regulator has warned cash savers that they face the risk of wealth erosion due to inflation. Are you holding too much cash?