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Looking after your pennies

With inflation at record highs and outstripping wage growth, make sure you are not wasting your money. Here are some ways to help keep your money where it belongs.

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2022: an unexpected first quarter

With rising inflation and Russia’s recent invasion of Ukraine, it would be surprising if stock markets had carried on posting fresh gains in the first quarter of 2022, but while most registered modest falls, all markets ended in the black.

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The patchwork effect of rising inflation

Despite a sharp CPI rise in 2021, personal experiences are not all created equal, so it’s important that your financial and retirement plans always take account of inflation. Have you considered CPI in your future?

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2021 investment wrap-up

Despite poor UK stocks and fixed-interest performance in 2021, most share-based funds produced solid returns during the year, but diversification, inflation and interest rates must stay on investors’ radars.

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