Paying for England’s social care reforms

The government’s reform to England’s funding of social care will take effect in 2023, but many home care residents will be excluded from its benefits.

In September, the government revealed its long-awaited plans to reform England’s funding of social care, but many home care residents won’t reap the benefits.

On becoming Prime Minister, Boris Johnson announced that he had “…a clear plan we have prepared” to deal with the funding of social care in England. The statement was met with a certain amount of scepticism, if only because governments of every hue had a track record of failing to produce and/or implement a social care plan.

A little over 25 months after Mr Johnson’s statement, he and his Chancellor, Rishi Sunak presented details of that ‘clear plan’, parts of which remain unclear. The main part applies only to England as the devolved nations each have their own different care funding arrangements.

The main features of the proposals are:

While the proposals will save some families hundreds of thousands of pounds, for others these changes will make no difference – many care home residents will not live long enough to reach the £86,000 cap.