We are almost three quarters of the way through the year already, the holidays are over and 2014 is not far off! Forward planning never hurts, so our Autumn newsletter covers some of the major issues which could be relevant to you or your business now or in the future.
Our feature this edition is on working after age 65 and whether it is a choice or necessity. You may not be thinking about retirement quite yet, but if you want to be able retire at 65 without financial worries, it is worth making plans now. Let us know if you wish to discuss your options.
Our other stories include: Tackling the financial aspects of divorce With divorce a likely event for many British households, people are increasingly turning to financial advisers, as well as lawyers, when they split up. We are here to advise you, should you decide to part ways. Thanks to an unheralded clause section in this year’s Finance Act, you could now be in the position that without actually doing anything, your estate has suddenly increased in value for inheritance tax (IHT).
Why your estate might now be subject to more tax Thanks to an unheralded clause section in this year’s Finance Act, you could now be in the position that without actually doing anything, your estate has suddenly increased in value for inheritance tax (IHT).
Spreading your ISA contributions Have you made your full 2013/14 ISA investment yet? In volatile market conditions, drip feeding your investment could be a sensible idea if you want to build up a nest egg.
Where there’s no will…Have you considered what would happen if you die without a will? The answer is that the rules of intestacy apply and the distribution of your estate could be more surprising than you think. Do you need a better reason to update your will today?
The Care Bill comes into focus The Care Bill, the legislation to reform long term care, has emerged. How will your financial situation affect the funding you may be entitled to should you need long term care?
Also included is an article on minimum wage and maximum pension.
If you would like to have more information about any of these or the other articles in the newsletter and their relevance to you, please let us know.