Looking for alternative Christmas presents?

Why not consider a different kind of gift for your children or grandchildren this Christmas – perhaps one with a financial twist?

Why not consider a different kind of gift for your children or grandchildren this Christmas – perhaps one with a financial twist?

According to a prediction made by Hamleys in October, among some of the top bestselling toys this Christmas will be:

For those who perhaps would prefer not to wholly invest in plastic for Christmas in 2022, there are other options. As an alternative with greater durability and hopefully a better long-term return on investment, you could consider a financial gift for a child or grandchild. Your options include:

These options may feel less exciting to unwrap under the Christmas tree, but they also aim to grow with their recipients.

The value of investments and pensions and the income they produce can fall as well as rise. You may get back less than you invested.

Past performance is not a reliable indicator of future performance.

Tax treatment varies according to individual circumstances and is subject to change.

The Financial Conduct Authority does not regulate tax and trust advice.

Investors do not pay any personal tax on income or gains, but ISAs do pay unrecoverable tax on income from stocks and shares received by the ISA managers.

Stocks and Shares ISAs invest in corporate bonds; stocks and shares and other assets that fluctuate in value.

Investment in a registered pension fund is subject to many restrictions on access and on how the funds can be used.

Comments on Looking for alternative Christmas presents?

There are 0 comments on Looking for alternative Christmas presents?

Leave a Reply

Your email address will not be published.Required fields are marked *.

This site uses Akismet to reduce spam. Learn how your comment data is processed.