Category: Financial Planning

Life expectancy shortens… or does it?

The ONS’ lowered life expectancy projections have implications on retirement planning and investments. Check out the updated calculator.

LISA left standing

The Help-to-Buy ISA is gone, though you can still pay in if you already have one. But is the Lifetime ISA really a good alternative for first-time house-buyers? Seek financial advice before investing.

Starting early for tax year end investments

There is more time to capitalise on opportunities for early year end tax planning and VCTs are launching their fund-raising efforts now.

How long do you want to work…?

New labour market figures show record levels of employment for the over 65s. How long do you want to work?

Shake up your New Year’s resolutions

Have your New Year resolutions fallen by the wayside yet? You know, the ones about eating better, drinking less and exercising more. The problem is they all require you to make a change to your lifestyle, which is never easy, particularly in the dark days of mid-winter.

Top earners increase their share of tax payments

HMRC’s latest statistics provide an insight into the income tax paying population.

Taking early advice on your tax return

HMRC is starting the tax year with their annual reminder to submit your tax return. Their reminder might seem early, but its statistics show that 750,000 people (6.5%) missed the deadline for 2016/17, potentially facing an immediate £100 penalty, even if they had no outstanding tax to pay.

Taking the early view on ISAs

There are advantages to planning your ISA investments around the start of the tax year.

Deadline approaching for using your ISA allowances

Investors and their advisers should start to turn their focus to the end of the tax year on 5 April.

Self-employed struggle to save or insure

Self-employment is the dream of many, especially as the goal of retirement seems to creep further out of reach. Being your own boss sounds great. But there are drawbacks. Around two million of the country’s self-employed workers are unable to save any money each month, leaving them vulnerable to financial shocks.