If you are a member of the armed forces or a professional working within the MoD then you will be aware of how difficult it can be to obtain adequate Life Assurance to protect your family.

Most insurers cap cover at £250,000 and apply premium loadings of up to 1000% making cover both inadequate and in many cases unaffordable.

Through access to preferential underwriting Chartwell Financial Services may provide the answer.

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